The First Financial Credit Union Blog

Lessons in Car Buying - Part 2

Posted by Edward Sablan on Mar 14, 2017 1:36:52 PM

You picked the right car, now it's time to make the right deals to drive it off the lot.

If buying a car was like playing football, choosing the right model would be like a long drive to the red zone. It is in this moment you can play like Aaron Rodgers or Jay Cutler depending on how prepared you are inside the business office. From my personal buying experience, the business manager threw things such as GAP Insurance and extended warranties at me with lightning speed. This made me scramble, trying to decide what was worth the price and what was not. In part 2, I will try to be your coach in successfully closing the deal.

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Topics: Borrowing Advice & How to Build Credit

Lessons in Car Buying - Part 1

Posted by Edward Sablan on Feb 21, 2017 3:00:00 PM

Recently my faithful old car started showing signs of its age by having multiple mechanical issues at the same time. With skyrocketing maintenance cost and the threat of more major repairs it was finally time to replace the old ride. Being a lifelong fan of automobiles, I had a good a starting point on my car buying journey. Even with my knowledge of cars there were still many lessons I picked up about the whole buying process.

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Money and Relationships

Posted by Jen Laud on Feb 14, 2017 3:27:52 PM

Avoid money arguments and successfully work together for a happy financial future.

Money matters can put a lot of stress on a relationship (31% reported money as a major source of conflict or tension in the American Psychological Association's 2015 Stress in America Survey), but they don't need to. While there is no one-size-fits all approach to accounts and expenses, the key is good communication. You already know there are plenty of ways you're compatible, have "the money talk" to find out if your goals and values for your wallet are too.

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Topics: Family & Youth

Give Back on GivingTuesday

Posted by Jen Laud on Nov 29, 2016 9:18:50 AM

Black Friday

Cyber Monday

#GivingTuesday

It's hard to resist a good deal right after Thanksgiving, and there are plenty of deals to be found on Black Friday and Cyber Monday. If the retail frenzy has left you feeling about as gluttonous as that extra piece of pie after Thanksgiving dinner (we'll even admit to having pie for breakfast the next morning, too), Giving Tuesday may be your perfect cure. Tuesday is the day to feel good about doing a good dead and focus on bigger causes this Holiday season.

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Topics: FFCU Updates

Best Ways to Save at Thanksgiving

Posted by FFCU Partner on Nov 15, 2016 8:00:00 AM

Thanksgiving is a time to gather with loved ones for a satisfying meal and kick off the holiday season. If you pay current prices for your menu items, though, you could blow a chunk of your holiday budget before you even get to the pumpkin pie.

Use these tips to keep your Thanksgiving festive and thrifty.

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Topics: Saving & Budgeting

Using Equity Loans to Winterize Your Home

Posted by FFCU Partner on Nov 1, 2016 9:00:00 AM

There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking.

Other endeavors, such as swapping out single-pane windows for energy-efficient double panes, or replacing a furnace, are beyond the skill set of most homeowners — and often beyond the balances in many savings accounts as well.

In that case, taking out a home equity loan or line of credit may be the answer. Here's what you should know before you do.

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Topics: Home Financing

Why Invest in a CD?

Posted by Jen Laud on Oct 26, 2016 8:00:00 AM

After such a long time with record-low interest rates, we're starting to see savings rates rise again. For people of all ages who are interesting in weighing their options, taking another look at CDs is worth it.

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Topics: Saving & Budgeting

Is Fall the Best Time to Buy a House?

Posted by Jen Laud on Oct 25, 2016 9:00:00 AM

Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of winter and swimsuits in late summer. But what’s the best season for buying a house?

The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the buyer’s favor to make it the No. 1 season for homebuying. Here’s why.

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Topics: Home Financing

Buzz Points: New Cardholder Rewards

Posted by Jen Laud on Oct 19, 2016 2:52:18 PM

We heard you - members like rewards and you want more when you use your FFCU card. Starting October 17th, all of our Visa debit and credit cards are now eligible to earn Buzz Points!

Buzz Points is a free rewards program that works everywhere you use your debit or credit card. That means you'll earn points with every swipe.

How does it work?

  • Earn points on every purchase made with your debit or credit card
  • Get more points for shopping at locally owned businesses
  • Redeem for rewards or donate to charities
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Topics: FFCU Updates

International Credit Union Day: The Authentic Difference

Posted by Gabby Boyce on Oct 10, 2016 9:00:00 AM

 

For more than 160 years, credit unions have put people before profit.   

In the 1850s, hard times hit Germany, and people turned to each other for help. They removed small savings from under mattresses and started making reasonably priced loans to one another. These early credit unions were the model for all the credit unions that followed: not-for-profit, democratically controlled and community oriented. The principles that guided them then, guide credit unions today.

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Topics: Membership, FFCU Updates

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